That sounds rather sinister doesn’t it? I don’t mean it to be like that. It’s just that there are times when you know that something is going to happen, not necessarily a bad thing, and you should try to make sure it is going to go in the direction you choose.
What I’m talking about in my case is that I am obligated, by law, to start drawing on my IRA Retirement Savings by next January. If I fail to make any arrangements on the disbursement some fine and talented Federal Employee will decide for me. I find that possibility downright scary.