I HAD TO GO TO THE BANK TODAY. Not everything is done by direct deposit. I get my monthly pension check from the Pacific Gas & Electric Company (rent the movie “Erin Brockovich”), and my wife gets paid with an honest to God paper check. So, once a month or so I toddle off to the bank. It was as I was driving away from the bank that a random molecule of memory bubbled to the surface. This all went down a couple of years before I retired. Let me explain.