I know a person with a graduate degree in finance from an Ivy League school. He can squeeze so much value out of a dime that it makes FDR get up and walk.
Now, I like saving money as much as the next guy – maybe a bit more even. I grew up poor with cardboard in my shoes to cover the holes. Even today, at an overripe old age, I still wince whenever I spend money. But, the fellow of whom I speak has elevated money-saving to an Art.